Wise Business

Wise Business profiles, multi-currency balances, statements, activity, recipients, quotes, exchange rates, currencies and read-only transfers.

Reconcile multi-currency balances and transfers into accounting, monitor FX rates and price payments with quotes, without Nexra ever moving money.

Build a flow with Wise Business Provider API documentation

Source actions

Destination actions

Data types

Validation status

Implemented · fixture tested.

Implementation is checked against provider-shaped fixtures for every action, authentication failures, rate limits, pagination and duplicate safety. Provider sandbox and authorised account validation are recorded separately when credential-backed runs are completed.

What you can map

activities

List activities
Source
Incremental
Profile activity feed (transfers, card spend, conversions, deposits) with cursor paging.
activities.list

balances

Get balance
Source
One balance by ID.
balances.get
List balances
Source
Multi-currency balances (standard balances and jars) with available, reserved and cash amounts.
balances.list

currencies

List currencies
Source
Currencies Wise supports for transfers.
currencies.list

profiles

Get profile
Source
One profile, by default the configured business profile.
profiles.get
List profiles
Source
Personal and business profiles the token can act for.
profiles.list

quotes

Create quote
Destination
Not retried automatically
Approval before production
Prices a conversion or payment for the profile. A quote moves no money; it expires unless a transfer is created from it, which Nexra does not do.
quotes.create
Get quote
Source
One quote with rate, fees and payment options.
quotes.get

rates

List exchange rates
Source
Current, historic (time) or ranged (from/to with grouping) Wise mid-market rates.
rates.list

recipients

Get recipient account
Source
One recipient account by ID.
recipients.get
List recipient accounts
Source
Saved recipient accounts for the profile, optionally by currency and type.
recipients.list

statement transactions

List balance statement transactions
Source
Incremental
Balance statement lines for one balance and period, with fees, running balance and counterparty details.
statement_transactions.list

total funds

Get total funds
Source
Total worth, available funds, cash and overdraft across all balances, converted to one currency.
total_funds.get

transfer payments

List transfer payments
Source
Completed pay-ins that funded a transfer.
transfer_payments.list

transfers

Get transfer
Source
One transfer with status, amounts, rate and reference.
transfers.get
List transfers
Source
Incremental
Transfers for the profile (read-only), filterable by status, currencies and creation date.
transfers.list

Authentication

Wise personal API token (Bearer)

Plans and access

Wise Business accounts can create personal API tokens; partner OAuth access needs a Wise Platform agreement. Personal API tokens act for the business account. Wise documents some endpoints (recipient read and quote create) under user tokens; balance statements need strong customer authentication outside the US, CA, AU, NZ, SG and MY.

Test environment

Sandbox lives at api.wise-sandbox.com with separate sandbox tokens and test data; it supports GBP, USD and EUR most reliably.

Rate limits

Wise returns HTTP 429 with Retry-After and X-Rate-Limited-By when limits are exceeded; fixed numbers are not published. Nexra honours Retry-After.

Pagination

Transfers use limit/offset; activities use size and a nextCursor; recipients use size (max 20) and seekPosition. Other reads return one page.

Provider events

Wise webhooks for transfer state changes, balance credits and updates, and profile events (subscriptions are managed by API or in settings). Nexra event triggers are not yet available; flows run on demand or on a schedule.

Before you build a flow

Transfers are read-only: creating, funding and cancelling transfers, batch groups, conversions between balances, balance create or delete, and recipient create or deactivate are intentionally not automated.
Requests use the URL-versioned 2026Q4 API; Wise may change behaviour in later quarterly versions.
Wise's reference lists GET /accounts (recipients) and POST /profiles/{profileId}/quotes under user tokens only, while its personal token guide says tokens can retrieve recipients and create quotes. Confirm against the account; a 401 or 403 means the token type is not accepted.
Balance statements are protected by strong customer authentication for profiles outside the US, CA, AU, NZ, SG and MY; personal tokens cannot pass SCA, so those requests fail with 403.
Wise filters transfers by creation date and activities by timestamp; there is no updated-since filter for transfers.
Quote creation has no idempotency key; each request creates a separate quote that expires if unused.
Bank account details, cards, direct debits and partner (OAuth) onboarding endpoints are not covered.

Developer reference

Create the Wise credentials described above with the narrowest permissions your flows need.
In Nexra, open Connect, then Connections, then New connection, choose Wise Business, enter its settings and credentials, and tick only the write actions you need. Connection guide
Test the connection, then use its actions as flow sources and destinations. Flow guide

Wise docsAPI reference Wise docsAuthentication Wise docsRate limits Wise docsWebhooks

Machine-readable detail: GET /api/public/connect/connectors/wise and the Connections API.