Plaid

United States / UK / Europe · open banking: list linked item accounts; list item transactions.

Match provider records to your invoices, orders and finance workflows without moving funds.

Build a flow with Plaid Provider API documentation

Source actions

Destination actions

Data types

Validation status

Implemented · fixture tested.

Implementation is checked against provider-shaped fixtures for every action, authentication failures, rate limits, pagination and duplicate safety. Provider sandbox and authorised account validation are recorded separately when credential-backed runs are completed.

What you can map

accounts

List linked Item accounts
Source
Read account IDs, type and currency; omit account numbers and owner identity.

transactions

List Item transactions
Source
Read transactions in a specified date range; signed amounts follow Plaid’s convention.

Authentication

Plaid client credentials and authorised Item access token

Plans and access

An approved provider account with API access and the required read scopes. Availability depends on the merchant country, product, permissions and provider agreement.

Test environment

Use dedicated provider test credentials where available; credential-backed validation is pending.

Rate limits

Provider/account-specific limits apply. HTTP 429 and Retry-After are handled with bounded retries.

Provider events

Provider events are not ingested by this adapter. Nexra event triggers are not yet available; flows run on demand or on a schedule.

Before you build a flow

Read-only bank data under an existing account-holder consent; consent acquisition and renewal must happen outside Nexra.
No payment initiation or fund transfers. Reauthentication may be required by the bank.
Provider sandbox and authorised-account validation pending.
Requires an existing linked Item. Plaid Link and token exchange are not implemented by this adapter.